Madison Dental Art

Root Canal Costs and Insurance: What to Expect

Understanding the costs of a root canal and what insurance may cover can help ease the financial stress of dental care. We’ll explore common expenses, factors that affect pricing, and how insurance can assist with these treatments.

Relieve your pain—Visit a root canal specialist in Queens now! 🦷

Root Canal Costs and Insurance What to Root Canal Costs and Insurance: What to Expect

How Much Does a Root Canal Cost ?

A root canal is a common dental procedure used to treat infected or severely decayed teeth. Understanding the costs associated with root canals can help you make an informed decision about your dental care. 

Factors That Influence Root Canal Costs

The cost of a root canal can differ significantly based on factors such as:

  • Location of the Tooth: Molars, which are located at the back of your mouth, typically have more roots than front teeth, making them more challenging to treat. Therefore, a root canal on a molar will generally cost more than on an incisor or a premolar.
  • Extent of Decay or Infection: If your tooth has extensive damage or deep decay, the complexity of the root canal increases, often leading to higher costs.
  • Your Dentist’s Experience: The cost of a root canal may also vary depending on whether your procedure is done by a general dentist or a specialist, such as an endodontist. Specialists may charge more due to their expertise and advanced equipment.
  • Additional Procedures: Some patients may require additional treatments, such as crown lengthening, a buildup, or a crown placed over the treated tooth. These can add to the overall cost of the root canal treatment.

Cost Breakdown of a Root Canal Procedure

Root canals are usually priced differently depending on the tooth being treated:

  • Molars: These teeth have multiple roots, making the procedure more complicated. The cost can range between $1,000 to $1,500 per tooth.
  • Premolars: These are located between the molars and front teeth and may have one or two roots. The cost of treating premolars typically ranges from $800 to $1,200.
  • Canines and Incisors: These front teeth have only one root, making them easier and less expensive to treat. The cost is generally between $700 to $1,000.

Additional Costs to Consider

After a root canal, your tooth may become more fragile, and many dentists recommend placing a crown over the treated tooth for protection. The cost of a crown can range from $800 to $1,500, depending on the material used and the location of the tooth.

In some cases, additional procedures like a crown lengthening may be necessary to ensure the crown fits properly. This involves reshaping the gum and bone around the tooth, adding to the overall expense.

Insurance Coverage for Root Canals

Dental insurance can help reduce the cost of root canals. Most insurance plans cover a significant portion of the root canal procedure and the crown, though the exact amount depends on your specific plan. Typically, insurance plans cover 50% to 80% of the cost of a root canal, so it’s important to check your coverage details before proceeding with treatment.

Implant vs. Root Canal

In some cases, patients may face the decision of whether to undergo a root canal or extract the tooth and opt for an implant. While root canal therapy is often more cost-effective in the short term, dental implants can be a more long-lasting solution but with a higher upfront cost. The cost for a dental implant, including the crown, can range from $3,000 to $5,000, making it a more expensive option than a root canal.

Saving Money with Insurance and Timing

One way to save on the overall cost of treatment is by strategically using your dental insurance benefits over two calendar years. If your root canal treatment and crown placement are spread over several months, you could use insurance benefits from two different years, potentially saving up to $2,000, depending on your coverage limits.

Factors That Influence Root Canal Costs 

Are you planning on getting a root canal treatment? Understanding the factors that affect the cost can help you prepare for this essential dental procedure. A root canal is often necessary when a tooth is severely infected or damaged and cannot be repaired with medication alone. 

1. The Location of the Tooth

The location of the affected tooth plays a significant role in determining the cost of a root canal. Teeth at the front of the mouth, such as incisors and canines, are easier to access and typically have fewer roots. As a result, root canal treatments for these teeth tend to be less expensive.

Molars, located at the back of the mouth, have more complex structures with multiple roots, making the procedure more time-consuming and challenging. Consequently, root canals for molars generally come with a higher price tag compared to front teeth.

2. Severity of Infection

The severity of the infection is another crucial factor affecting root canal costs. If the infection is deep-rooted or extensive, additional procedures may be required. For instance, an apicoectomy (surgical removal of the tooth’s root tip) or the placement of a dental crown may be necessary to ensure the success of the treatment.

The more severe the infection, the higher the cost of the root canal due to the increased complexity and time required to address the problem.

3. Filling Material

After the root canal procedure, the affected tooth will require a filling to restore its structure. The type of filling material used can significantly impact the cost.

  • Amalgam fillings are a common and cost-effective option.
  • Gold and ceramic fillings are more expensive and are often chosen for aesthetic or durability reasons.

If you opt for a more premium filling material, it will increase the overall cost of your root canal treatment.

4. Dentist’s Expertise

The dentist performing the procedure also influences the cost. If you are treated by an experienced endodontist (a specialist in root canals), the cost may be higher due to their advanced expertise and training. In contrast, general dentists or smaller dental clinics may offer lower prices.

While opting for a specialist may cost more, it can often lead to better outcomes, especially for more complicated cases.

5. Location of the Clinic

The geographical location of the dental clinic is another factor that can affect the price of a root canal. Clinics in urban areas or high-demand regions tend to charge more due to higher operational costs, while clinics in rural areas or smaller towns may offer more affordable prices.

6. Diagnostic Procedures

Before beginning a root canal, your dentist will likely perform a series of diagnostic procedures to assess the extent of the infection. These may include X-rays, vitality tests, or other dental evaluations. Each of these preliminary steps adds to the total cost of the root canal treatment.

7. Number of Canals to be Treated

Teeth vary in the number of canals they have, and the cost of your root canal can increase depending on the number of canals that need to be treated. For example:

  • Incisors and canines usually have one canal.
  • Premolars may have one or two canals.
  • Molars typically have three or more canals.

More canals require additional time and expertise, which increases the overall price of the procedure.

8. Dental Insurance

Finally, whether or not you have dental insurance plays a significant role in the cost of a root canal. Most dental insurance plans cover a portion of the root canal procedure, significantly reducing out-of-pocket costs. However, if you don’t have insurance, the cost can range between $500 and $2,000, depending on the factors mentioned above.

Having dental insurance can help ease the financial burden of the treatment, so it’s worth exploring your coverage options before the procedure.

Is the Root Canal Covered by Insurance ?

Root canal treatments can be costly, depending on the tooth and the dentist. If you’re facing a root canal, you might wonder if your dental insurance will cover the procedure. The answer depends on several factors, including the specifics of your dental insurance policy. 

Coverage Terms

One of the first things to check is whether your dental insurance plan covers root canals. Some dental insurance policies are designed primarily for preventive care such as routine cleanings and check-ups. In these cases, they may not cover more extensive procedures like root canals.

To determine if your insurance will cover a root canal:

  • Review your insurance documentation carefully.
  • Consult your dentist’s office or speak to the office manager to clarify coverage details.
  • Contact your insurance provider directly for confirmation.

Even if root canals are covered under your policy, you may still have to pay a co-pay or cost-sharing portion, which means a percentage of the cost will be your responsibility.

Deductible

A deductible is the amount you must pay out-of-pocket before your insurance begins covering costs. If your dental insurance has a deductible, you may need to pay for part or all of the root canal cost, depending on how much of the deductible you’ve already met.

For example:

  • If your deductible is $1,000 and your root canal costs $1,000, your insurance won’t cover any of the root canal because you haven’t met the deductible yet.
  • However, once the deductible is met, any additional treatments you need within the same year may be covered by your insurance.

Co-Insurance

Once you’ve met your deductible, many dental insurance plans have a co-insurance system in place. This means the insurance company will pay a percentage of the treatment cost, while you cover the remaining percentage.

For instance:

  • If your insurance covers 80% of a $1,500 root canal and you’ve already met your deductible, you would be responsible for 20%, or $300.
  • If your deductible hasn’t been met yet, and the root canal is $1,500, you would need to cover your deductible amount and then 20% of the remaining cost.

Co-insurance can help reduce the overall out-of-pocket expenses, but you’ll still need to pay part of the treatment cost.

Waiting Period

Many dental insurance plans have a waiting period before coverage for expensive procedures like root canals begins. This period can range from a few months to up to 12 months.

For example, if your plan has a 12-month waiting period, you’ll need to pay the premiums for an entire year before the insurance will cover a portion of your root canal cost. If you need a root canal urgently, waiting this long could allow the condition to worsen, potentially leading to more costly and extensive treatment.

Additionally, when considering enrolling in dental insurance solely for a root canal, keep in mind that waiting periods and additional costs, such as premiums and deductibles, may make it more cost-effective to pay for the procedure out of pocket.

Maximums

Dental insurance plans often include an annual maximum, which is the highest amount your insurance will pay within a plan year. Root canals typically do not exceed this maximum by themselves, but if you have multiple procedures within a year, it’s possible to hit the limit.

For instance:

  • If your annual maximum is $2,000 and your root canal and other treatments amount to $1,800, you have $200 left in coverage for the rest of the year. Any additional procedures would be out-of-pocket expenses.

Root Canal Cost with Insurance: What You Need to Know

When faced with the need for a root canal, understanding how dental insurance can reduce the cost is essential. Root canals are crucial for treating infections or damage within the pulp of a tooth, but the expense can add up quickly..

How Dental Insurance Covers Root Canals

Most dental insurance plans cover a portion of the cost of root canals under their major services category, which typically includes procedures like endodontics. However, the exact coverage depends on your insurance plan. Here’s how it generally works:

  • Coverage Percentage: Dental insurance typically covers 50% to 80% of the total cost of a root canal, depending on your plan. Whether you’ve met your deductible is another factor in determining coverage. Be sure to check your policy for specific coverage amounts.
  • Annual Maximums: Many plans have an annual maximum benefit limit, which is the total amount the insurance will pay for dental care in a year. This is usually between $1,000 to $2,000. If your root canal, along with other treatments, exceeds this maximum, you’ll need to pay the remaining balance yourself.
  • Deductibles: Most insurance plans require you to meet a deductible before coverage kicks in. Deductibles typically range from $50 to $200. You will be responsible for paying this amount before the insurance covers the remainder.
  • In-Network vs. Out-of-Network Providers: Your insurance may have a network of preferred providers, or in-network dentists, where you can maximize your benefits and minimize costs. If you visit an out-of-network dentist, you may need to pay more upfront and submit a claim for partial reimbursement.

Typical Costs with Insurance Coverage

The cost of a root canal with insurance depends on factors like the tooth being treated, the complexity of the procedure, and the details of your insurance plan. Below is a rough breakdown of typical out-of-pocket costs after insurance coverage:

  • Front Teeth: A root canal on a front tooth without insurance usually costs between $600 and $1,000. With insurance covering 50% to 80%, you might pay $120 to $500 out of pocket.
  • Premolars: Premolars typically cost between $700 and $1,200 for a root canal. With insurance, your portion may range from $140 to $600.
  • Molars: Molars, which are more complex to treat, can cost $1,000 to $1,500. After insurance, you might pay between $200 and $750.

These estimates will vary based on your location and the specifics of your dental insurance plan, so it’s crucial to verify with your provider.

Additional Costs and Considerations

In addition to the root canal procedure itself, there may be other costs involved, including:

  • X-Rays: Diagnostic x-rays are often necessary to assess the tooth, and these can cost between $50 and $150. Many insurance plans cover x-rays as part of the overall treatment.
  • Crowns: After a root canal, a crown is often needed to restore and protect the tooth. Crowns can range from $800 to $1,500, and insurance typically covers part of this cost.

Tips for Managing Costs with Insurance

To minimize your out-of-pocket expenses and make the most of your dental insurance, consider the following tips:

  • Verify Coverage: Contact your insurance provider to confirm coverage details before you begin treatment. Understanding your benefits, deductible, and co-payments will help you avoid unexpected bills.
  • Get a Treatment Estimate: Ask your dentist for a detailed estimate of the treatment costs and what your insurance will cover. This estimate can provide a clear idea of what to expect financially.
  • Review Your Plan’s Network: If your plan includes a network of dentists, make sure to choose an in-network provider to reduce costs. Visiting out-of-network dentists may increase your out-of-pocket expenses.
  • Consider Payment Plans: If you have significant out-of-pocket costs, check if your dental office offers payment plans or financing options to spread out the expense over time.
  • Submit Claims: If you visit an out-of-network provider, be sure to keep receipts and submit all necessary documents to your insurance company for reimbursement.

What Affects the Price of a Root Canal Treatment?

When considering a root canal treatment, the cost can vary significantly based on several factors. Understanding what influences the price can help you prepare financially and ensure you’re making informed decisions about your dental health. In this article, we’ll explore the key factors that affect the cost of a root canal treatment.

1. Tooth Location

One of the primary factors influencing the cost of a root canal is the location of the tooth being treated. Molars, which are located in the back of the mouth, are generally more expensive to treat than front teeth like incisors or canines. The reason for this price difference is that molars have more complex root systems and often require more time and advanced techniques to treat effectively. The more intricate the root structure, the longer the procedure takes, leading to a higher cost.

Summary:

  • Front teeth (incisors, canines): Less expensive, simpler root systems.
  • Back teeth (molars): More expensive, complex root systems.

2. Severity of Infection

The severity of the infection in your tooth plays a significant role in determining the cost of a root canal. A straightforward root canal on a mildly infected tooth is generally less costly than treating a tooth with a severe abscess or deep-rooted infection. In cases of severe infection, additional procedures like the use of antibiotics or an apicoectomy (surgical removal of infected tissue) might be necessary. These additional treatments add to the overall cost of the procedure.

Summary:

  • Mild infection: Lower cost, less complex procedure.
  • Severe infection: Higher cost due to additional procedures (antibiotics, apicoectomy).

3. Dental Professional’s Expertise

The level of expertise of the dental professional performing the root canal is another important factor that affects the price. Endodontists, who are specialists in root canal procedures, generally charge more than general dentists. While their fees may be higher, endodontists often bring greater experience and advanced skills, which can result in a more efficient and successful procedure. Investing in a specialist can sometimes save you money in the long run by reducing the likelihood of complications or the need for retreatment.

Summary:

  • General dentist: Typically less expensive.
  • Endodontist: Higher cost but often more efficient and successful.

4. Materials Used

The materials used during and after the root canal procedure can impact the overall cost. After the root canal, the tooth will need to be filled. Composite fillings, which are designed to match the natural color of your teeth, tend to be more expensive than traditional amalgam fillings. Additionally, if the tooth requires a crown for extra protection, this will be a separate expense and can increase the total cost of treatment.

Summary:

  • Amalgam fillings: Less expensive, traditional option.
  • Composite fillings: Higher cost for a more natural look.
  • Crown: Additional expense if needed for protection.

5. Diagnostic Procedures

Before a root canal procedure, your dentist will likely need to perform diagnostic procedures, such as X-rays, to assess the extent of the infection and plan the treatment. These diagnostic steps are essential for a successful root canal and may be included in the overall cost of the procedure. However, depending on your dental insurance plan, these diagnostic procedures might be billed separately.

Summary:

  • X-rays and diagnostic tests: Necessary for treatment planning and may add to the total cost.

6. Geographic Location

Where you live can also affect the price of your root canal. Dental costs tend to be higher in urban areas with a higher cost of living compared to rural regions. The cost of dental care often reflects the general economic conditions in the area, so you may notice significant price differences based on the location of the dental clinic.

Summary:

  • Urban areas: Higher costs due to the cost of living.
  • Rural areas: Lower costs in many cases.

7. Dental Insurance

Lastly, dental insurance can greatly influence the amount you pay out-of-pocket for a root canal treatment. Many dental insurance plans cover a portion of the procedure, typically under major services like endodontics. Coverage amounts vary depending on your specific plan, so it’s important to review your insurance policy before undergoing treatment. In some cases, dental insurance may cover 50% to 80% of the cost, but deductibles, co-pays, and maximum coverage limits can all affect your final bill.

Summary:

  • With insurance: Partially covers the cost, typically between 50% and 80%.
  • Without insurance: Full out-of-pocket cost for the procedure.

How to Determine Root Canal Costs Based on Tooth Location

Root canal treatment costs can vary depending on several factors, and one of the primary considerations is the location of the tooth being treated. In this article, we’ll explore how tooth location impacts the cost of a root canal and what you need to know to estimate your expenses.

The Role of Tooth Location in Root Canal Costs

Tooth location plays a major role in determining the cost of root canal treatment. Front teeth, such as incisors and canines, generally have simpler root structures compared to molars located in the back of the mouth. The complexity of the root system, the number of roots, and the accessibility of the tooth can all contribute to the overall cost of the procedure.

Front Teeth (Incisors and Canines)

Front teeth are easier to access and typically have only one root canal, making them less expensive to treat compared to molars. The relatively straightforward anatomy of these teeth means that the procedure requires less time and fewer resources.

  • Cost Estimate Without Insurance: $600 to $1,000
  • Cost Estimate With Insurance: If your insurance covers 50-80% of the cost, you might pay between $120 and $500 out-of-pocket.

Premolars

Premolars, located between the front teeth and molars, usually have one or two roots. This makes them slightly more complex to treat than front teeth, but generally less complicated than molars. As a result, the cost of a root canal for premolars falls in between that of incisors and molars.

  • Cost Estimate Without Insurance: $700 to $1,200
  • Cost Estimate With Insurance: If your plan covers 50-80%, expect to pay between $140 and $600 out-of-pocket.

Molars

Molars are the most complex teeth to treat because they have three or more roots, often requiring more time, skill, and advanced techniques to complete the procedure. Due to their complexity, root canal treatment on molars tends to be the most expensive.

  • Cost Estimate Without Insurance: $1,000 to $1,500
  • Cost Estimate With Insurance: If covered at 50-80%, you might pay between $200 and $750.

Average Root Canal Cost Without Insurance 

When faced with the need for a root canal, understanding the financial impact is crucial, especially for individuals without dental insurance. Root canals are essential treatments used to remove infected tissue within a tooth and save it from extraction, but they can be costly. 

How Much Is a Root Canal Without Insurance?

Without insurance, you are responsible for covering the full cost of your root canal procedure. The total cost can vary depending on the location of the tooth being treated, as some teeth are more complex to treat than others. Here’s a breakdown of the average costs based on the type of tooth:

  • Front Tooth (Incisor/Canine): $600 to $900, on average
  • Bicuspid (Premolar): $700 to $1,000, on average
  • Molar: $1,000 to $1,400, on average

Molars, located at the back of the mouth, tend to be more expensive because they have more root canals, which require more time and expertise to treat.

Additional Costs to Consider

While the root canal procedure itself represents the primary cost, there are additional expenses that you should be aware of:

1. Dental Crown

After the root canal procedure, many teeth, especially molars, require a dental crown for protection and restoration. The cost of a dental crown can range from $500 to $3,000, depending on factors such as the material used (metal, porcelain, or a combination) and the complexity of the case.

2. Sedation Costs

If sedation is required during your root canal procedure, the type of sedation will influence the final cost:

  • Inhalation Sedation (Nitrous oxide or “laughing gas”): $100 or more.
  • Oral Sedation: $200 to $500.
  • General Anesthesia: $500 to $1,000.

The need for sedation varies based on patient anxiety, pain management, and the complexity of the procedure.

Paying for a Root Canal Without Insurance

For those without dental insurance, covering the full cost of a root canal can be challenging. However, many dental offices offer options to make the payment process more manageable:

1. Payment Plans

Some dental practices may allow you to set up a payment plan, which enables you to pay off the procedure over time instead of all at once. For example, Dental Depot in DFW offers financing options to help patients spread out the cost of essential treatments like root canals.

2. Financing Options

Many dental offices partner with third-party financing companies like CareCredit, which offer medical and dental credit cards with low or no interest rates for a set promotional period. This allows you to break up the payment into smaller, more manageable amounts.

Requirements for Insurance to Cover Root Canal Treatment 

Insurance coverage for root canals depends on several factors, including the type of dental plan, coverage levels, and whether specific conditions are met. Below, we outline the key requirements that determine whether your insurance will cover root canal treatment.

1. Type of Dental Insurance Plan

Your dental plan type plays a crucial role in determining whether your root canal will be covered:

  • PPO Plans (Preferred Provider Organization): These plans generally provide more flexibility in choosing a dentist, but you might have higher out-of-pocket costs if you go out-of-network. Root canals are typically covered, but the amount covered depends on your plan’s specific terms.
  • HMO Plans (Health Maintenance Organization): These plans often have lower out-of-pocket costs, but you must choose from a list of network dentists for full coverage. If you go outside the network, coverage may be reduced or denied.

2. Coverage Levels

Root canals typically fall under “basic” or “major” procedures within dental insurance coverage tiers:

  • Basic Procedures: Some plans categorize root canals as basic services, covering anywhere from 70% to 80% of the cost after the deductible.
  • Major Procedures: Other plans consider root canals a major procedure, covering 50% to 70%. This can increase your out-of-pocket expenses, especially if additional services like crowns are required.

3. Annual Maximum

Most dental insurance plans have an annual maximum benefit, which is the maximum amount the plan will pay in a calendar year. This limit often ranges from $1,000 to $2,000:

  • If the cost of your root canal exceeds the annual maximum, you will be responsible for the remaining balance.
  • Root canals can be expensive, and combined with other procedures, it’s easy to reach your plan’s annual limit quickly.

4. Pre-Approval or Prior Authorization

Some dental insurance plans require pre-approval or prior authorization before covering major procedures like root canals. This means:

  • Your dentist will need to submit a treatment plan to the insurance company for approval before proceeding.
  • Failure to obtain pre-approval could result in the insurance company denying coverage, leaving you responsible for the full cost.

5. In-Network vs. Out-of-Network Dentists

Whether you choose an in-network or out-of-network dentist can affect your coverage:

  • In-Network Dentists: Your insurance plan will likely cover a larger percentage of the cost if you use an in-network dentist. These dentists have agreements with your insurer to charge lower fees.
  • Out-of-Network Dentists: If your dentist is out-of-network, you might be required to pay more out-of-pocket, and the insurance company may reimburse a smaller portion of the cost.

6. Waiting Period

Many dental plans have a waiting period for major procedures like root canals. A waiting period refers to the amount of time you must be enrolled in the plan before certain treatments are covered:

  • Waiting periods can range from 6 months to a year, depending on your plan.
  • If you need a root canal soon after getting dental insurance, check to see if the waiting period applies, as it may delay coverage.

7. Special Cases or Exceptions

Certain dental plans may have limitations or exceptions, such as:

  • Not covering root canals for molars, which are often more expensive to treat.
  • Only partially covering associated costs, such as X-rays or anesthesia.
  • Coverage might also exclude root canals if they are classified as cosmetic or elective, so it’s important to confirm what qualifies as medically necessary under your plan.

8. Policy Details and Fine Print

It’s essential to check the fine print of your dental insurance policy. Key elements to review include:

  • Deductibles: This is the amount you must pay out-of-pocket before your insurance starts covering any costs.
  • Co-pays: Your share of the cost for each visit, which may apply in addition to your deductible.
  • Exclusions: Specific situations where your insurance will not cover the procedure, such as pre-existing conditions or procedures deemed cosmetic.

9. Tiered or Stepped Coverage

Some dental insurance plans offer tiered or stepped coverage, meaning the percentage of coverage increases the longer you’ve been enrolled:

  • For example, the plan may cover 50% of the cost in the first year, 70% in the second, and 80% or more in the third year.

10. Riders or Add-Ons

Some plans offer additional riders or add-ons that can be purchased for extra coverage:

  • These riders may specifically cover procedures like root canals or other endodontic treatments, offering enhanced protection beyond the base plan.

What Happens If Your Insurance Doesn’t Cover a Root Canal?

Root canals are essential, medically necessary procedures used to treat infections within the tooth. While most dental insurance plans cover root canals, many U.S. adults either lack insurance or have plans with limited coverage. 

How Can I Get a Root Canal Without Insurance?

If you need a root canal but don’t have dental insurance, don’t worry—there are several ways to access affordable care. Below are some of the best options for reducing the cost of a root canal procedure.

1. Dental Schools

Many dental schools offer discounted services as part of their training programs. Advanced dental students are required to perform practical procedures under the supervision of licensed professionals to complete their education. To allow them to complete these requirements, dental schools often offer significant discounts on dental services, with savings of up to 30% off the typical cost.

While the idea of having a dental student perform a root canal might cause concern, it’s important to note that every step of the process is closely monitored by experienced dentists. This means that the quality of care remains high, even at a reduced cost.

2. Public Clinics

Public dental clinics, often run by local or state health departments, can be another affordable option. These clinics are typically subsidized by the government, allowing them to offer dental services at a reduced rate or on a sliding fee scale based on your income. In some cases, the care may even be free.

To find public clinics in your area, you can contact your local health department or search for community health centers that provide dental care.

3. Government Dental Coverage

If you meet certain income requirements, you may qualify for government-subsidized health care programs such as Medicaid, which can cover dental care, including root canals. Medicaid and other similar programs provide comprehensive health benefits, and many include dental services.

With government dental coverage, you may still need to pay a small co-payment or deductible for the root canal, but the overall cost will likely be significantly lower than paying out of pocket.

4. Dental Financing

If none of the above options are available, dental financing can help you manage the cost of a root canal. Many dental offices offer financing plans that allow you to break up the cost of the procedure into manageable monthly payments over a period of time—typically three, six, or even twelve months.

Although financing won’t reduce the actual price of the root canal, it can make the payment process much easier by spreading the expense over time.

More on the Cost of Root Canals

What Happens If I Can’t Afford a Root Canal?

If you’re unable to afford a root canal, it’s important to explore options such as dental insurance, payment plans, or reduced-cost dental care through public clinics or dental schools. Delaying treatment can lead to more serious complications and even tooth loss, so it’s crucial to find a solution as soon as possible.

Is a Root Canal Worth the Cost?

Yes, a root canal is worth the cost because it saves your natural tooth, preventing more severe issues like tooth infections or the need for costly procedures like dental implants or bridges. While the upfront cost may seem high, a root canal can ultimately save you from greater expenses and discomfort in the future.

Is There a Cheaper Option Than a Root Canal?

A pulpotomy is often a more affordable alternative to a root canal. This procedure removes the infected pulp from the tooth while leaving the healthy roots intact. The dentist fills and seals the tooth to prevent further infection. However, this option is only viable if the infection hasn’t progressed beyond the pulp.

Do I Need a Crown After a Root Canal?

In many cases, a crown is necessary after a root canal to protect the treated tooth, especially if a significant portion of the tooth has been removed. However, if the tooth hasn’t suffered much structural damage, dental bonding might be a more affordable alternative. Be sure to discuss with your dentist which restoration option is best for you and inquire about the associated costs.

Find Affordable Dental Care for Your Root Canal

If you’re experiencing a tooth infection that requires a root canal but don’t have insurance, don’t panic—there are multiple options available to make the procedure more affordable. Dental schools, public clinics, government health plans, or financing options can all help reduce the cost and make treatment more manageable.

Additional Costs Related to Root Canal Treatment: Crowns and X-rays

A root canal treatment can be a crucial dental procedure for preserving a tooth that has been damaged or infected. However, it is essential to be aware that the total cost of the treatment may extend beyond just the procedure itself. 

What’s Included in the Cost of a Root Canal?

When you undergo a root canal, the base cost typically includes several key components that are integral to the procedure:

  1. X-rays or Other Imaging: Before the root canal begins, your dentist or endodontist will require imaging, such as X-rays, to examine the tooth’s condition and detect any infection or damage in the surrounding bone and tissues.
  2. Anesthetic Fees: Local anesthesia is used to numb the area around the tooth, ensuring that you remain comfortable during the procedure. The anesthetic cost is usually bundled into the overall price.
  3. The Procedure: This covers the actual root canal treatment, where the infected or damaged pulp is removed from the tooth’s interior, the area is cleaned, and the canals are sealed to prevent future infection.

While the above costs are usually included in the overall root canal fee, it’s important to note that other necessary procedures, such as tooth restoration, may not be part of the quoted price.

Additional Costs for Crowns

Why Is a Crown Needed After a Root Canal?

A root canal can weaken the structure of the treated tooth, especially if it is a molar or another back tooth that experiences heavy chewing forces. To protect the tooth and increase its likelihood of survival, your dentist may recommend placing a dental crown over it. A crown acts as a supportive cap, restoring the tooth’s strength, appearance, and function.

The Cost of a Crown

Crowns can significantly increase the overall expense of your root canal treatment. The cost of a dental crown can vary based on the material used and other factors, with the average price being around $1,300. Below are some of the common materials used for crowns:

  • Metal: Durable and long-lasting, metal crowns are a good option for back teeth where appearance is less of a concern. These crowns are typically more affordable.
  • Ceramic: Often chosen for front teeth due to their natural appearance, ceramic crowns are more expensive but blend well with your natural teeth.
  • Zirconia: A type of ceramic, zirconia crowns are both strong and aesthetically pleasing, making them an excellent choice for both front and back teeth.
  • Porcelain Fused to Metal: This option offers the strength of metal with the aesthetic appeal of porcelain. While slightly less expensive than full ceramic or zirconia, it still provides durability and an attractive appearance.

X-rays and Other Diagnostic Procedures

X-rays are a critical part of root canal treatment, as they allow your dentist to thoroughly examine the tooth and plan the procedure. Often, multiple X-rays are required before, during, and after the root canal to ensure that all infected tissue has been removed and the tooth is healing properly.

Cost of X-rays

The cost of X-rays typically ranges from $50 to $150 per image, depending on the location and the complexity of the case. While X-rays are usually included in the overall root canal cost, it’s essential to confirm this with your dentist or endodontist beforehand.

Endodontist vs. General Dentist: A Cost Consideration

An important factor that affects the cost of root canal treatment is whether you have the procedure done by a general dentist or an endodontist, who is a specialist in root canal therapy. Endodontists tend to charge higher fees because of their specialized expertise and additional training. However, their experience in handling complex root canal cases can sometimes lead to a more efficient and successful procedure.

Sources

East Point Endodontics: East Point Endodontics. (n.d.). How much does a root canal cost with insurance coverage? East Point Endodontics. https://eastpointendodontics.com/how-much-does-a-root-canal-cost-with-insurance-coverage/

Flossy: Flossy. (n.d.). Root canal cost without insurance. Flossy. https://www.flossy.com/blog/root-canal-no-insurance?pseudo_id=(488123116.1727108424)

GoodRx: GoodRx. (n.d.). How much does a root canal cost? GoodRx. https://www.goodrx.com/health-topic/oral/root-canal-cost

Honest Dentistry: Honest Dentistry. (n.d.). Factors affecting the price of root canal treatment. Honest Dentistry. https://honestdentistry.com/factors-affecting-the-price-of-root-canal-treatment/

Legacy Dental: Legacy Dental. (n.d.). What is the root canal cost? Legacy Dental. https://legacydentalonline.com/what-is-the-root-canal-cost/

Lindemann Services: Lindemann, S. (n.d.). Are root canals covered by dental insurance? Lindemann Root Canal Services. https://www.lindemannrcs.com/are-root-canals-covered-by-dental-insurance/

Open and Affordable Dental: Open and Affordable Dental. (n.d.). Root canal cost. Open and Affordable Dental. https://www.openandaffordable.com/post/root-canal-cost

SuperBill: SuperBill. (n.d.). Does dental insurance cover root canals? The SuperBill. https://www.thesuperbill.com/blog/does-dental-insurance-cover-root-canals

Dental Depot: Dental Depot DFW. (n.d.). How much is a root canal with and without insurance? Dental Depot DFW. https://dentaldepotdfw.com/how-much-is-a-root-canal-with-and-without-insurance/

Direct Benefits: Direct Benefits. (n.d.). How much does a root canal cost with or without insurance? Direct Benefits. https://directbenefits.com/articles/dental-insurance/How-Much-Does-a-Root-Canal-Cost-With-or-Without-insurance

Our Location